Update his credit report and get your score:
- Order a copy of your credit report by going to the websites of the credit reporting agencies. This method is faster since you will receive your credit report only minutes after your request
- Dispute the inaccuracies in your credit profile: do not let the misstatement hurt your credit reputation.
- Do remove your profile maturing indebtedness and accounts in collection: most negative data can be removed from the credit report after six years. These accounts have a significant negative effect on your credit rating – make sure they are removed from your timely profile.
- Think about refinancing: refinance your home or your car could possibly save you. Would it be good for you to do it? Discuss the options available to you from a creditor.